1031 Exchange Analyzer

Calculate tax deferral and replacement property requirements

What is a 1031 Exchange? Section 1031 of the IRS code allows investors to defer capital gains taxes by reinvesting proceeds from the sale of investment property into a “like-kind” replacement property within specific timeframes.
Relinquished Property
Property you are selling
Tax Rates
Federal and state tax rates

0%, 15%, or 20% depending on income

Depreciation Recapture Rate25% (Fixed)
Net Investment Income Tax3.8% (If applicable)
Gain Analysis
Sale Price$500,000
- Selling Costs($30,000)
- Adjusted Basis($275,000)
Original Basis: $250,000
+ Improvements: $50,000
- Depreciation: $25,000
Realized Gain$195,000
Tax If Sold (Without 1031)
Federal Capital Gains (15%)$25,500
Depreciation Recapture (25%)$6,250
State Capital Gains (5%)$9,750
Net Investment Income Tax (3.8%)$7,410
Total Tax Liability$48,910
Tax Savings with 1031 Exchange
$48,910

Total tax deferred by completing a 1031 exchange

Net Equity Available$270,000
If Sold Without 1031$221,090

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